Penerapan Aplikasi X-Scan Ledger Sebagai Inovasi Digital Untuk Mendukung Keberlanjutan Bisnis Usaha UMKM

Abstract

Pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) masih menghadapi rendahnya literasi keuangan dan pencatatan transaksi yang belum optimal, sehingga menyulitkan pemantauan arus kas, penentuan laba, dan pengambilan keputusan usaha. Kegiatan Pengabdian kepada Masyarakat (PkM) ini bertujuan meningkatkan kemampuan pencatatan transaksi dan pemahaman kondisi keuangan UMKM melalui penerapan aplikasi X-Scan Ledger, yaitu aplikasi pencatatan transaksi berbasis barcode yang sederhana dan mudah digunakan. Kegiatan melibatkan 10 UMKM dan dilaksanakan melalui tahapan identifikasi masalah, perancangan solusi, sosialisasi dan pelatihan, implementasi, pendampingan, monitoring, dan evaluasi. Evaluasi dilakukan melalui observasi penggunaan aplikasi, perbandingan kemampuan pencatatan sebelum dan sesudah pendampingan, serta kuesioner respons mitra. Hasil menunjukkan adanya peningkatan kemampuan mitra dalam pencatatan transaksi dan pemahaman informasi keuangan. Sebanyak 6 dari 10 UMKM (60%) menunjukkan peningkatan akurasi pencatatan transaksi. Penerapan X-Scan Ledger juga membantu mempercepat pencatatan dan meningkatkan efisiensi operasional usaha. Kegiatan turut melibatkan mahasiswa melalui skema Merdeka Belajar Kampus Merdeka (MBKM) untuk memperkuat pembelajaran kontekstual. Keberlanjutan program diarahkan pada penyempurnaan fitur aplikasi dan penguatan pendampingan agar manfaat digitalisasi pencatatan keuangan dapat semakin luas bagi UMKM.

Micro, Small, and Medium Enterprises (MSMEs) still face low financial literacy and suboptimal transaction recording, making it difficult to monitor cash flows, determine profits, and make business decisions. This Community Service (PkM) activity aims to improve the ability to record transactions and understand the financial condition of MSMEs through the implementation of the X-Scan Ledger application, which is a simple and easy-to-use barcode-based transaction recording application. The activity involved 10 MSMEs and was carried out through the stages of problem identification, solution design, socialization and training, implementation, mentoring, monitoring, and evaluation. Evaluation was carried out through observation of application usage, comparison of recording capabilities before and after mentoring, and partner response questionnaires. The results showed an improvement in partners' ability to record transactions and understand financial information. As many as 6 out of 10 MSMEs (60%) showed an increase in transaction recording accuracy. The implementation of X-Scan Ledger also helps accelerate recording and increase business operational efficiency. The activity also involves students through the Independent Learning Independent Campus (MBKM) scheme to strengthen contextual learning. The sustainability of the program is directed at improving application features and strengthening mentoring so that the benefits of digitizing financial recording can be wider for MSMEs.